Dakota County CDA Weatherization Plus Loan Program

The Dakota County CDA Weatherization Plus Loan pilot program offers low/moderate-income homeowners in the City of Rosemount an opportunity to receive weatherization services with a zero percent, forgivable loan. Weatherization services will permanently reduce energy bills by helping to make your home more energy efficient while protecting the health and safety of family members.

Each home will have an energy audit conducted to determine the weatherization work items needed to improve the home. Work items may include: minor and major air sealing; attic insulation; sidewall insulation; high-efficiency heating systems; and general repair and health and safety improvements needed to allow safe completion of weatherization services.

Eligible applicants must reside within the City of Rosemount; own their own home; demonstrate ability to make mortgage payments; have a gross annual income within the program income limits; and cannot have assets greater than $60,000.

Loan Features
  • Zero percent interest
  • No monthly payments
  • Forgivable 15 year loan, with graduated forgiveness that includes 1/5 (20%) of the principal loan amount forgiven every three years
  • Repayable when ownership changes or you move from the property prior to the end of the forgivable loan period
  • $4,000 loan minimum; $8,500 loan limit

Weatherization Plus Program Income Limits

Household Size
Minimum Income
Maximum Income
1  $28,850  
$45,100
2  $32,950
$51,550
3 $37,050 
$58,000
4 $41,150 $64,400
5 $44,450 $69,600
6 $47,750 $74,750
7 $51,050  $79,900
8+ $54,350 $85,050
If you qualify for the Weatherization Plus Loan Program, the CDA will conduct an energy audit on your home to determine the solutions to improve your home's energy efficiency. Loan proceeds are kept on account for you by the CDA and payment is made directly to the contractors on your behalf when the work is completed. Inspection of work in progress and upon completion is required by both you and the CDA before annual payment is made.

This is a pilot program and funds are limited. At this time, the Dakota County CDA is accepting applications. Please submit application and all required documentation to:

Dakota County CDA
1228 Town Centre Drive
Eagan, MN 55123
Attn: Lisa Henning

Applications will not be reviewed until all documentation is received.

For more details of the program, please review the Weatherization Policy and Procedures Handbook.

Weatherization Plus Loan Program Application

There are Laws to Protect Your Rights to Information and Privacy.

Questions about Home Improvement Loans?
Contact Lisa Henning, at Dakota County CDA, at 651-675-4467